A full service financial
cooperative proudly serving
Federal employees in Wisconsin

Federated Family Credit Union
Phone: (414) 278-7220 
Fax: (414) 278-0890

Main Office
626 E. Wisconsin Ave., Ste 102
Milwaukee, WI 53202

What's New at the credit Union

ANNUAL MEETING UPDATE

Thank you to all the members who came out in support of their credit union and attended this year’s Annual Meeting. We had a larger crowd than usual. Of course, we had some great door prizes and the give a way of piggy banks was an added incentive.

Paul Monson, our Chairman of the Board, addressed the membership with a brief overview of credit union business. Then, Dawn Swaningson, our President and CEO, shared in great detail about the credit union’s business over the past year and changes expected. We look forward to great things in the future.

Paul Monson and James Daniels were elected to three year terms on the Board of Directors. Thank you to both for your continued service to FFCU.

As one of the highlights, we mentioned that FFCU has always offered a great credit card program, but it seemed like it had been a well kept secret. We are trying to get the word out and since the meeting we are happy to report we have received several VISA credit card applications from you. Keep them coming!

Thank you for your continued support and we hope to see you at next year’s Annual Meeting.

Looking for surcharge-free ATMs in your area?
    Log onto www.pulse-eft.com for a "pulse" ATM locator or go to www.nyce.net to locate an ATM on the NYCE system. [external link disclosure]

Don't Forget!

Please remember to update us on any address and phone number changes that you may have. This is especially important if you have a debit card. Simply complete our Change of Address Form and return it to us via fax, mail, or in person. We also need this current contact information for your protection from identity theft!

Because all member records are stored at the 626 E. Wisconsin office, please remind check recipients to come to that location to cash checks you have given them! 

Please remember to send ALL mail correspondence to our current address (listed at the top of the page). Any mail sent to our old address may be rerouted and/or returned to you, which will cause your payments, deposits, etc. to be LATE!

For those of you who are retiring, changing agencies, or leaving the area, please remember that Federated Family Credit Union has a “Once a Member, Always a Member” policy. After opening an account, you will always be eligible to have one with us, as will your parents, grandparents, children, and grandchildren!

Keep Your Identity to Yourself
  Identity theft is the No. 1 consumer complaint, according to the Federal Trade Commission. But there are ways to protect yourself.
  First, always take steps to shield your identity. For example: Never give out personal information unless you know whom you’re dealing with, keep passwords on your accounts, and shred all personal financial documents.
  Finally, order a credit report at least once a year. Scan the reports for anything that seems out of the ordinary.   

Victim of ID Theft?
Make 4 Phone Calls ... FAST

(1) Call a Credit bureau fraud unit (either): TransUnion 800-680-7289, Equifax; 888-766-0008, or Experian 888-397-3742.

(2) Call your creditors and close affected accounts. Fill out and mail the ID theft affidavit. (http://www.ftc.gov/bcp/conline/pubs/credit/affidavit.pdf)

(3) Contact local law enforcement to file a police report and get copies. Start where ID theft took place.

(4) Call the FTC hotline 877-IDTheft (877-438-4338). For more information, visit ftc.gov/bcp/edu/microsites/idtheft.

FFCU VISA: Your Best Bet!

You've likely heard about some of the credit card changes in the new CARD act. Credit unions largely conform to the new rules already, and always have. If you already have a credit union credit card - good for you. If not, now is the time for change.

You'll not only pay lower interest rates than you will with a bank card, but you'll get low fees, a reasonable grace period, and great member service that are just routine at the credit union. It's worth the few minutes it'll take to compare the card you're using with what you'll get using a credit union credit card.

For more information and to request a credit card application and agreement, please call our Loan Department at 414-278-7220.

Car-Buying Basics Help You Save on Financing

The first time you shop for an auto loan can be time-consuming and a little confusing. But, once you know these car-buying basics, you’ll save money on financing your first car or your 10th:

1. Evaluate your financial situation. If your credit history is spotty, clean it up for at least six months before applying for a loan.

2. Compare annual percentage rates (APRs). Some lenders will give you a rate break if you automate payments from your checking account.

3. Consider buying used. The average cost of a used car is less than half of a new one.

4. Get insurance quotes. Most lenders require collision and comprehensive insurance on new and used vehicles. 

5. Realize the less you borrow, the more you save in loan interest.

6. Pay off the loan as quickly as possible and you could save hundreds of dollars in interest charges.

7. Ask a Federated Family Credit Union loan officer to preap-prove your loan so you can bargain for a dealer discount based on a cash sale.

8. Understand the loan contract. A loan officer can help you evaluate a loan agreement.

9. Make purchasing the vehicle, financing the vehicle, and trading the vehicle three separate transactions.

Call FFCU today at (414) 278-7220 for all of your vehicle loan needs.